Consolidating student loans get lower interest rate


Whom do I contact if I have questions about consolidation?

There is no cap on the interest rate of a Direct Consolidation Loan.

There are many potential benefits to refinancing student loans.

If you have been making regular payments on your existing loans, you may be wondering how refinancing may benefit you.

Your eligibility does depend, though, on how much money you earn relative to the amount of debt you have, and it helps to have a good credit score.


Consolidating federal student loans may be a good strategy to lower monthly payments or to get out of default, but it is not always a good idea.

It's important to note, when refinancing federal student loans, there are additional considerations outlined in the next section.


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